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Canadian Mortgage Payments
3 - 4¾%

Canadian Mortgages have special features defined by legislation. These tables are computed on the basis of nominal annual rates compounded semi annually. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 4½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 4½% below.
  • Find the row for 20 year, the number inside the cell is 6.304052
  • The monthly payment is 100 × 6.304052 = $630.41
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
34
184.6852484.7976984.9101185.0225085.1348685.2471985.3594885.47174
242.9729943.0822343.1915243.3008643.4102743.5197243.6292343.73880
329.0730229.1818929.2909029.4000529.5093429.6187629.7283329.83803
422.1261222.2353322.3447722.4544422.5643222.6744322.7847522.89530
517.9604418.0702818.1804418.2909018.4016618.5127318.6241018.73577
615.1853715.2959915.4070015.5184015.6301815.7423515.8549015.96784
713.2049313.3164013.4283513.5407713.6536513.7670013.8808113.99509
811.7211311.8335111.9464512.0599312.1739612.2885412.4036612.51932
910.5684410.6817510.7957010.9102811.0254911.1413311.2577811.37485
109.6475009.7617749.8767629.99246210.1088710.2259810.3437910.46230
34
118.8951199.0103659.1264079.2432419.3608609.4792619.5984389.718387
128.2691518.3853818.5024878.6204638.7393028.8590018.9795529.100951
137.7404227.8576447.9758208.0949448.2150108.3360118.4579408.580790
147.2880947.4063127.5255647.6458407.7671357.8894408.0127478.137049
156.8968847.0161027.1364327.2578637.3803877.5039967.6286817.754431
166.5553316.6755516.7969606.9195467.0433007.1682117.2942707.421466
176.2546696.3758936.4983816.6221216.7471036.8733147.0007437.129378
185.9880826.1103106.2338766.3587696.4849756.6124836.7412766.871343
195.7501885.8734185.9980616.1241046.2515326.3803306.5104836.641974
205.5366805.6609115.7866305.9138206.0424656.1725486.3040526.436959
34
215.3440725.4693045.5960955.7244285.8542855.9856466.1184936.252806
225.1695145.2957435.4236035.5530755.6841385.8167715.9509536.086662
235.0106485.1378735.2667985.3974035.5296665.6635635.7990715.936164
244.8655124.9937285.1237155.2554495.3889055.5240575.6608805.799346
254.7324554.8616604.9927035.1255605.2602025.3966025.5347305.674556
264.6100824.7402724.8723675.0063415.1421615.2797995.4192215.560394
274.4972044.6283754.7615174.8966015.0335925.1724575.3131625.455670
284.3928024.5249494.6591334.7953204.9334735.0735575.2155335.359361
294.2959964.4291164.5643364.7016194.8409264.9822175.1254525.270586
304.2060264.3401134.4763634.6147354.7551874.8976755.0421565.188582
34
314.1222284.2572784.3945524.5340054.6755924.8192664.9649795.112682
324.0440224.1800294.3183204.4588464.6015594.7464084.8933415.042305
333.9708964.1078564.2471574.3887494.5325784.6785904.8267294.976938
343.9024024.0403094.1806144.3232624.4681974.6153604.7646914.916129
353.8381403.9769884.1182894.2619864.4080164.5563184.7068274.859479
363.7777563.9175394.0598304.2045654.3516814.5011094.6527824.806630
373.7209333.8616454.0049184.1506844.2988744.4494164.6022384.757266
383.6673893.8090243.9532714.1000584.2493114.4009544.5549114.711101
393.6168693.7594213.9046354.0524334.2027394.3554704.5105454.667881
403.5691453.7126073.8587804.0075814.1589274.3127334.4689124.627377


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