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American Mortgage Payments
3 - 4¾%

These tables are computed on the basis of nominal annual rates compounded monthly. Please choose the page with the applicable annual rate:

How To Use:

  • You need a 20-year conventional mortgage of $100,000. Current market rate is 4½%. How much is the required monthly mortgage payment?
  • Find the column with interest rate of 4½% below.
  • Find the row for 20 year, the number inside the cell is 6.326494
  • The monthly payment is 100 × 6.326494 = $632.65
Monthly Payments for $1000 Mortgage
YrsInterest Rate (% p.a.)
34
184.6937084.8076284.9216385.0357285.1499085.2641785.3785285.49296
242.9812143.0918843.2027243.3137443.4249243.5362843.6478143.75951
329.0812129.1915229.3020829.4129029.5239929.6353329.7469229.85878
422.1343322.2449922.3560022.4673622.5790522.6911022.8034922.91622
517.9686918.0800018.1917418.3039218.4165218.5295618.6430218.75691
615.1936815.3057815.4184015.5315315.6451815.7593515.8740315.98922
713.2133013.3262713.4398513.5540313.6688113.7841813.9001614.01674
811.7295711.8434711.9580512.0733212.1892812.3059112.4232312.54124
910.5769410.6917910.8074110.9238111.0409711.1589011.2775911.39705
109.6560749.7719039.88858710.0061210.1245110.2437510.3638410.48477
34
118.9037649.0205849.1383449.2570419.3766729.4972359.6187279.741146
128.2778678.3956918.5145378.6344028.7552848.8771789.0000829.123992
137.7492107.8680457.9879858.1090258.2311628.3543918.4787108.604114
147.2969547.4168057.5378437.6600617.7834577.9080248.0337598.160655
156.9058167.0266887.1488257.2722247.3968797.5227847.6499337.778319
166.5643366.6862296.8094686.9340487.0599627.1872027.3157627.445634
176.2637476.3866636.5110046.6367646.7639356.8925087.0224757.153826
185.9972336.1211726.2466146.3735526.5019776.6318786.7632466.896070
195.7594115.8843726.0109146.1390286.2687036.3999276.5326896.666977
205.5459765.6719585.7995975.9288836.0598036.1923456.3264946.462236
34
215.3534425.4804425.6091765.7396305.8717916.0056426.1411706.278357
225.1789565.3069735.4367985.5684165.7018105.8369655.9738626.112482
235.0201625.1491945.2801065.4128825.5475045.6839545.8222105.962253
244.8750985.0051405.1371355.2710645.4069075.5446435.6842495.825701
254.7421134.8731625.0062365.1413125.2783685.4173815.5583255.701174
264.6198124.7518654.8860115.0222285.1604905.3007705.4430415.587273
274.5070054.6400574.7752724.9126235.0520825.1936195.3372055.482806
284.4026744.5367214.6729984.8114764.9521235.0949085.2397965.386752
294.3059404.4409774.5783114.7179084.8597355.0037565.1499335.298229
304.2160404.3520634.4904474.6311564.7741534.9193995.0668535.216473
34
314.1323134.2693164.4087434.5505564.6947144.8411734.9898915.140820
324.0541764.1921544.3326194.4755284.6208364.7684974.9184635.070685
333.9811204.1200684.2615634.4055594.5520074.7008584.8520595.005557
343.9126954.0526074.1951254.3402004.4877784.6378064.7902284.944985
353.8485023.9893724.1329064.2790504.4277474.5789404.7325674.888567
363.7881863.9300094.0745514.2217554.3715614.5239054.6787234.835948
373.7314313.8742004.0197434.1679984.3189014.4723834.6283774.786810
383.6779543.8216633.9681994.1174954.2694834.4240914.5812454.740868
393.6275023.7721433.9196644.0699924.2230554.3787744.5370724.697868
403.5798443.7254123.8739104.0252604.1793854.3362024.4956284.657579


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